1 1/2 c. flour
1/2 c. sugar
2 tsp. baking powder
1/2 tsp. salt
1 egg, slightly beaten
1/2 c. milk
1/4 c. vegetable oil
1 c. chocolate chips
2 sm. ripe bananas, mashed

Combine flour, sugar, baking powder, and salt. Add egg, milk, and oil; stir just until blended. Stir in chocolate chips, bananas. Fill paper lined muffin cups 2/3 full. Bake at 400 degrees for 20 minutes. Makes one dozen muffins. Muffins are also good as mini muffins. Fill paper lined mini muffin pan and bake at 400 degrees for about 10 to 12 minutes.