1 can refried beans
1 pt. sour cream
1 pkg. taco seasoning
Lettuce
Black olives
Green peppers
Onions
Cheese
Tomatoes
Salsa sauce - mild or hot
Lg. corn chips

First layer: Refried beans.

Second layer: 1 pint sour cream mixed with 1 package taco seasoning mix.

The rest depends on what you want on it: lettuce, peppers, olives, etc.

Top with shredded cheese and salsa sauce. Serve with corn chips. Layer this on a cookie sheet with a 1 inch side or a shallow sided dish so it holds the first layers good and it's easy to get at when dipping your chips.