1 bag semi-sweet chocolate chips
1 bag butterscotch chips
1 sm. can flaked coconut
1 box graham cracker crumbs
1 c. butter
1 can sweetened condensed milk

Layer bottom of baking dish with graham crumbs. Melt in butter. Press with fork. Layer with chips. Sprinkle coconut. Spread milk over top evenly. Bake on 375 until coconut browns. Cool and refrigerate. Cut in small cookie bars.