1 can refried beans
1 lb. hamburger, fried, drained
1 sm. can chopped black olives
1 sm. can green chiles (jalapeno)
1/2 c. chopped onions
1 lb. cheddar cheese
1 jar taco sauce

Layer ingredients in 9x13 pan (or heat-proof platter) in order given. Bake in 350 degree oven for 30-40 minutes. Serve with Fritos or taco chips.