2 c. rice, cooked brown or white
1 (16 oz.) can beans (kidney, pinto, Great Northern)
1 c. salsa (mild, med., hot; your preference)
4 oz. grated Cheddar
2 tbsp. scallions, chopped

Preheat oven to 350 degrees.

Mix rice, beans and salsa in a casserole dish. top with cheese. Bake 5 minutes in microwave. Top with scallions.

Options: use jalapeno, Monterey Jack cheese for extra hot version or add an additional 4 ounces grated cheese to mixture.