2 pkg. dry taco seasoning
2 lb. ground beef, fried and drained
Lg. can refried beans
2 cans cream of chicken soup
1 pkg. sm. flour tortilla shells
Cheddar and Monterey Jack cheese

After meat is browned and drained, stir in beans, soup and seasonings. Layer in 9 x 13 pan, starting with meat mixture then shells then cheese (like you would make lasagna) ending with cheese on top.

Bake 350 degrees 30 minutes in covered pan.