1 lb. ground beef
1 medium onion, chopped (1/2 c.)
8 oz. can tomato sauce
1/4 cup water
1 tsp. chili powder
16 oz. can refried beans
1/4 c. taco sauce
1 1/2 c. shredded cheese
taco shells (crushed) or corn chips
shredded lettuce
tomato (optional)
green onions (optional)
black olives (optional)
avocado dip (optional)

Crumble beef into a 1 1/2 quart casserole, then stir in onion and cook, covered, on 100% power (high) 4 1/2 to 5 1/2 minutes or till done. Drain, stir in tomato sauce, water and chili powder. Cook, covered on high, about 6 minutes or until bubbly. Meanwhile, stir together beans and taco sauce. Spread in the bottom of a 12 x 7 baking dish, then spread the meat mixture on top. Cook, uncovered, on high power 7 to 9 minutes or until heated through. Top with cheese and cook, uncovered, for about a minute or until cheese is melted. Top with crushed taco shells or corn chips and lettuce. If desired, top with tomato, green onions, black olives and avocado dip.

Makes 6 servings.