1 c. refried beans
1/2 pkg. taco seasoning mix
1 (8 oz.) sour cream
Chopped black olives, optional
1 sm. c. chili peppers, chopped
Chopped onions
Chopped tomatoes
Grated cheese

Mix 1/2 package taco seasoning with refried beans. Arrange in layers in a medium sized serving dish, beginning with the beans and ending with cheese on top. Serve with corn chips.