1 lb. ground hamburger, browned and drained
1 pkg. taco mix
3/4 c. water
1 can refried beans
1 (8 oz.) sour cream
5 to 6 green onions
6 jalapeno peppers (less, if mild desired), sliced
1 (8 oz.) pkg. shredded Cheddar cheese (2 c.)
1 tomato, diced

Brown hamburger; drain. Add taco mix and water; simmer 15 minutes. Line bottom of 13 x 9-inch dish with refried beans. Pour beef mixture over beans; spread out. Spread sour cream over beef mixture. Cut up green onions; sprinkle over mixture. Add sliced jalapeno peppers and shredded cheese; sprinkle diced tomatoes over top.

Bake at 350°F for 30 minutes. Serve with plain Doritos or tostados.