2 pie plates
8 oz. cream cheese
8 oz. sour cream
2 pkgs. taco season mix
1 can refried beans
1/4 c. hot sauce
1 lb. hamburger
1 pkg. Colby-Monterey Jack cheese

1ST LAYER: Layer the mixture in both pie plates: cream cheese, sour cream, 1 package taco seasoning. Mix these ingredients with the mixer.

2ND LAYER: Refried beans and hot sauce.

3RD LAYER: Hamburger, cooked and drained and 1 package taco seasoning.

Top with cheese and bake.