1 pkg. (8 oz.) cream cheese
1 can (14 oz.) sweetened condensed milk
2 c. milk
1 pkg. (6 oz.) instant vanilla pudding mix
1 carton (8 oz.) nondairy whipping topping
4 bananas, sliced
1 box (12 oz.) vanilla wafers

Cream the cheese until smooth. Stir in sweetened condensed milk and pudding mix. Fold in half of the whipped topping. Layer pudding, cookies and bananas in dish. Top with remaining topping. Chill.