1 lb. hamburger
1 onion
1 jar taco sauce
2 to 3 chopped tomatoes
Chopped olives
1 pkg. taco seasoning
1 can refried beans
8 oz. sour cream
1 green pepper, chopped
3 to 4 c. shredded cheese

Brown hamburger and onion; drain. Add taco seasoning and 1/2 cup water. Cook until mixture is thick. Layer in pan, refried beans, 1st layer; hamburger mixture, 2nd layer; taco sauce, 3rd layer. Put in 350 degree oven for 15 minutes. Let cool; top with sour cream, then layer of tomatoes, green pepper and olives. Top with cheese. Refrigerate until serving time.