2 tbsp. butter
4 tsp. flour
1/8 tsp. garlic powder
3/4 c. milk
6 oz. sharp Cheddar cheese, shredded
3 oz. cream cheese, cut up
3 (10 oz.) pkg. frozen corn, thawed
1 c. cut up ham

In a large saucepan melt butter. Stir in flour and garlic powder. Add milk all at once. Cook and stir over medium heat until thickened and bubbly. Stir in cheese.

Cook and stir over low heat until melted. Stir in the corn and ham. Transfer mixture to 2 quart casserole. Bake 45 minutes at 350 degrees.