PIZZA PAN DIP 
1 can (#1) refried beans

Combine:

1 c. sour cream
1 pkg. HIDDEN VALLEY® Ranch dressing

1 c. chopped tomatoes
1 sm. can green chilies
1/4 c. shredded Monterey Jack cheese
1/4 c. shredded cheese (Cheddar)
Few sliced black olives

Layer of beans, sour cream and dressing, etc.

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