1 lb. ground beef
1 onion, chopped
1 can (10 oz.) red chili sauce
1 can (10 3/4 oz.) cream of mushroom soup
1 can (10 3/4 oz.) cream of chicken soup
1 can (4 oz.) whole green chilies, seeded, rinsed & chopped
1 c. milk
1/2 tsp. minced garlic
1 pkg. (7 oz.) tortilla chips, coarsely crumbled
1/2 lb. grated cheddar cheese
1 can (4 1/2 oz.) chopped ripe olives (opt.)

Preheat oven to 375 degrees. In a large skillet, brown meat with onion; remove from heat and drain. Add chili sauce, soups, chilies, milk and garlic; mix well. In a greased 9 x 13 inch pan, place a layer of half the coarsely crumbled tortilla chips, top with half the meat mixture. Layer with remainder of crumbled tortilla chips, then the remainder of meat mixture. Sprinkle cheddar cheese and olives over top. Bake for 35 to 40 minutes. Let stand for 10 minutes before serving.