1/4 lb. butter (room temperature)
8 oz. cream cheese (room temperature)
1 1/4 c. sugar
2 eggs
1 tsp. vanilla
1 tsp. baking powder
1/4 tsp. salt
2 c. flour
1/2 tsp. baking soda
1/4 c. milk
1 c. chocolate chips

TOPPING:

1/4 c. sugar
1 tsp. cinnamon
1/4 c. chopped pecans

Grease springform or bundt pan. Cream butter, cream cheese and sugar. Add eggs one at a time, beating well after each egg. Add vanilla, flour, baking powder, soda and salt. Mix well. Stir in cold milk and chocolate chips. Spread in pan. Sprinkle with pecan topping. Bake 55 to 60 minutes at 350 degrees or until toothpick comes out clean. Cool for 15 minutes and remove from pan.