2 c. all purpose flour
2 tsp. baking powder
1 1/2 c. sugar
1/2 c. butter, softened
2 eggs
3/4 c. milk
1 tsp. vanilla extract or almond extract
1 (6 oz.) pkg. semi sweet chocolate morsels
Powdered sugar

Combine first 4 ingredients in small mixing bowl; beat at low speed until mixture resembles crumbs. Remove 1 cup. Set aside. Add eggs, milk and vanilla to remaining crumb mixture; mix until blended. Pour batter into greased 11 x 7 x 1 1/2 inch pan; sprinkle with 6 ounce chocolate morsels evenly over batter.

Top with reserved 1 cup crumb mixture. Bake at 350 degrees for 35 to 40 minutes or until wooden pick comes out clean. Cool slightly, dust top with powdered sugar.