1 can Eagle Brand sweetened condensed milk
1 1/2 c. cold water
1 pkg. vanilla instant pudding
2 c. Borden whipped cream or Cool Whip
vanilla wafers
3 medium bananas, sliced and dipped in lemon juice

In large bowl, combine milk and water. Add pudding mix. Beat well. Chill 5 minutes. Fold in Cool Whip. Spoon in 1 cup pudding mixture in glass dish or bowl. Top with wafers and bananas. Repeat layers, ending with pudding.