1/2 c. cooking oil
1 c. sugar
2 eggs, beaten
3 ripe bananas, mashed
2 c. flour
1 tsp. baking soda
1/2 tsp. baking powder
1/2 tsp. salt
3 tbsp. milk
1/2 tsp. vanilla
1/2 c. chopped nuts
1/2 to 1 c. chocolate chips

First: Beat oil, sugar; add eggs and bananas. Continue to beat well.

Second: Mix dry ingredients together in a separate bowl.

Third: Alternately add dry ingredients, milk, and vanilla. Continue to blend.

Fourth: Next add 1/2 cup chopped nuts and chocolate chips.

Fifth: Pour into greased and floured loaf pans.

Bake at 350 degrees for 1 hour, less time, for small loaves.