Layer the following in a 9"x13" baking dish:

1 can refried beans
1 lb. ground round, cooked with chopped onion & chili powder
1 sm. can diced Ortega chilies
1 sm. can sliced olives
1/2 lb. grated Jack cheese
1/2 lb. grated cheddar cheese
1 can green salsa chilies

Bake 20 minutes at 350 degrees. Before serving garnish with guacamole and sour cream. Serve with tortilla chips.