1 c. mayonnaise
1 c. shredded Cheddar cheese
1 c. chopped ham
1/3 c. finely chopped onions
1/4 c. finely chopped green pepper
6 English muffins
Salt and pepper to taste

Combine first 5 ingredients. Add salt and pepper to taste. Mix well. Spread on English muffin halves. Bake at 400 degrees until bubbly (about 15 minutes). Cut in halves or quarters and serve.