2 c. flour
3 tsp. baking powder
3/4 c. mini-chips
3/4 c. milk
1/2 c. sugar
1/2 tsp. salt
1 egg, beaten
1/3 c. oil

TOPPING:

3 tbsp. brown sugar
1/2 c. sugar

Heat oven to 400 degrees. Line or grease bottoms of 12 muffin cups. In medium bowl, combine flour, 1/2 cup sugar, baking powder, salt and chocolate chips. Stir in egg, milk and oil just until dry ingredients are moistened. (Batter will be lumpy.) Spoon batter into muffin cups, filling 2/3 full. In small bowl combine topping. Sprinkle evenly over muffins. Bake 20 to 25 minutes. Loosen and remove immediately from pan.