2 cans Frito Lay bean dip (or refried beans)
16 oz. taco sauce
1 c. mayonnaise
1 c. sour cream
1 pkg. taco seasoning
Chopped lettuce, scallion, tomatoes, black olives
8 oz. shredded Cheddar cheese
1 pkg. tortilla chips

Spread bean dip in 12 inch dish or pan. Pour taco sauce on top and spread evenly. Mix mayonnaise, sour cream and taco seasoning together. Spread evenly over taco sauce. Layer greens (lettuce, scallions, tomatoes and olives) and cheese on top. Serve with tortilla chips.