1 can refried beans
1 pkg. El Paso taco seasoning mix
1 (8 oz.) can El Paso taco sauce
1 lb. hamburger
1 c. water
1/4 lb. grated cheese (at least)
Sour cream
Guacamole dip
Tostitos chips
Chopped onions
Tomatoes

Brown hamburger; crumble. Add 1 cup of water and taco seasoning. Simmer; spread refried beans in 9 x 9 inch or 8 x 10 1/2 inch pan. Spread can of taco sauce over all and sprinkle with shredded cheese. (Can refrigerate or freeze until ready to use.) Bake 15 or 20 minutes at 350 degrees. Hollow out center or ends and put in sour cream and/or guacamole dip. Sprinkle with chopped onions and tomatoes. Serve with Tostitos chips.