1 (16 oz.) pkg. frozen vegetables: broccoli, cauliflower, carrots, thawed & drained
1 can cream of mushroom soup
1 1/2 c. shredded Swiss cheese, Cheddar cheese & Monterey cheese mixed
1/3 c. sour cream
1/4 tsp. pepper
1 (2.8 oz.) can French fried onions

Combine vegetables, soup, 1/2 cup cheese, sour cream, pepper and 1/2 can fried onions. Pour into 1 quart casserole. Bake, covered, at 350 degrees for 30 minutes. Top with remaining onions. Bake uncovered 5 minutes longer.