1 lb. browned and drained hamburger
1 (16 oz.) can refried beans
1 pkg. taco seasoning
8 oz. sour cream
2 c. shredded Cheddar cheese
Tomatoes
Lettuce

Mix beans, seasoning and hamburger together. Spread in microwavable dish. Layer sour cream over mixture then layer cheese. Microwave on "hi" for 8 minutes. Cool for 5 minutes. Top with shredded lettuce and chopped tomatoes. Serve with chips.