sour cream
shredded cheese
ground beef
black olives
refried beans
salsa
onion (optional)

In a skillet, brown 1 pound ground beef. In a cake pan, spread one layer of refried beans, one layer of shredded cheese, one layer of ground beef, one layer of salsa and one layer of sour cream. Top with more shredded cheese, onion (optional) and black olives. Use as much or as little as you wish. You can not do this wrong. Dip with Fritos or Tostitos.