1 (16 oz.) can refried beans
1 c. sour cream
1 c. guacamole
1/2 c. olives, chopped
1 (8 oz.) can diced chilies
2 whole tomatoes, diced
1 c. sharp cheddar cheese, grated

On a serving dish, layer refried beans, then sour cream. Make up your favorite recipe of guacamole and spread on top of the sour cream. Spread chopped olives on top and refrigerate overnight. Next day, layer diced chilies, diced tomatoes and top with grated cheese. Serve with your favorite chips. Serves a group.