1 tbsp. butter
1 lg. carrot, cut in 1/4-inch slices
1 med. onion, chopped (not too fine)
1 lg. potato, peeled & cut in sm. cubes
1 clove garlic, crushed
1 bay leaf
1/4 tsp. dried thyme, crumbled
1 (13 to 14 oz.) can chicken broth
2 1/2 c. skim milk (can use 2%)
1/8 tsp. salt
1/8 tsp. black pepper