1 can refried black or regular beans
1 pkg. dry taco seasoning mix
1 medium size sour cream
1 medium sized jar chunky salsa
1 (6 or 12 oz.) pkg. shredded Cheddar cheese
1 jar or can sliced black olives
1 tomato, diced
1 head of lettuce, shredded

Mix beans with dry taco seasoning, then layer: lettuce, beans, sour cream, salsa, cheese, olives and tomato. Garnish with chips.

This will wilt down if left at room temperature for more than 1 hour.

In memory of Jessie Brooks.