Refried beans
Salsa
Shredded cheese

Layer ingredients into baking dish. Bake approximately 1/2 hour at 350 degrees or until hot.

Use small, medium, large jars/cans depending on number of people you are serving.

Serve warm beside a bowl of nachos or Mexican chips, to be used for dippers.

Optional Ingredients: Hamburger, olives, sour cream, etc.