1 (8 oz.) pkg. cream cheese, at room temperature
1 (15 oz.) can chili with beans (Hormel)
3 tbsp. bottled salsa (mild or hot)
1 c. (4 oz.) shredded sharp Cheddar cheese
1 c. (4 oz.) shredded Monterey Jack cheese
Tortilla chips

Spread the cream cheese in the bottom of a microwave-safe, 9 inch pie pan. Top with the canned chili and drizzle with the salsa. Heat in microwave on high until hot, about 2 minutes. Sprinkle evenly with Cheddar cheese, then the Monterey Jack; cook on high until cheese melts, about 3 minutes. Serve as a dip with tortilla chips. Makes 6 servings.

Note: To make in conventional oven, layer all ingredients in pie pan (no need to heat cream cheese and chili first) and heat in preheated 350 degree oven until mixture is hot and cheese has melted, about 13 minutes.