8 oz. Philadelphia cream cheese
1 jar salsa sauce
1 c. shredded Cheddar cheese (more if you want)
1 sm. onion, chopped
1 sm. tomato, chopped

Spread cream cheese in bottom of dish. Pour salsa on top of cream cheese. Sprinkle shredded Cheddar cheese on salsa and add onion and tomato.

This is also great warmed in the microwave.