1 c. pancake mix
1 c. finely chopped apple
1/3 c. oil or melted butter
1 egg
1/2 c. sugar twin (or 3 tbsp. substitute)
1/3 c. milk

Combine pancake mix, sugar twin, and apples in bowl. Beat oil, milk, and egg together. Add dry ingredients; blend well.

Pour into 8-inch square pan. Sprinkle with spicy topping on batter. Bake in 375 degree oven 25-30 minutes. Serve warm.

SPICY TOPPING:

1/8 c. brown sugar twin
1/4 c. pancake mix
1/2 tsp. cinnamon
1/4 tsp. nutmeg
2 tbsp. soft butter
6 chopped nuts

Mix together in a bowl. Blend until appearance is coarse meal. Sprinkle on batter and bake.