BASE:

1 c. flour
1 c. finely chopped nuts
1 stick (1/2 c.) butter

SECOND LAYER:

8 oz. cream cheese
1 c. powdered sugar
1 c. Cool Whip (buy lg. container)

THIRD LAYER:

3 c. cold milk
1 pkg. instant vanilla pudding
1 pkg. instant chocolate pudding

Mix base ingredients, press into a well greased 9"x13" pan. Bake at 350 degrees for 20 minutes. Cool.

Whip second layer ingredients together and spread over base.

Mix third layer ingredients and spread over second layer.

Spread rest of Cool Whip from large container on top and sprinkle with nuts or coconut.

(Can also use 1 banana pudding and 1 vanilla pudding and add a layer of sliced banana over cooled, baked base for variation.)