1 large can refried beans
2 lb. ground beef
2 pkg. taco seasoning
1 (12 oz.) jar picante sauce or salsa
2 c. grated cheese
1 (7 oz.) can diced green chilies
1 small can chopped black olives

Brown meat; drain fat. Add taco seasoning; simmer according to package directions. Layer 13 x 9-inch pan with refried beans, meat mixture, salsa, green chilies and grated cheese.

Bake 20 minutes at 350°F. Top with black olives.