2 c. flour
1 c. packed brown sugar
1/2 c. softened butter

Preheat oven to 350 degrees. Combine crust ingredients. Mix with beater 2-3 minutes until fine texture. Pat into ungreased 13x9x2 inch pan.

CARAMEL LAYER:

2/3 c. butter
1/2 c. packed brown sugar
1 c. whole pecans
1 c. milk chocolate chips

In heavy saucepan combine brown sugar and butter. Cook over medium heat, stirring constantly until entire surface begins to boil. Boil 1/2 - 1 minute stirring constantly.

Sprinkle pecans over crust. Prepare caramel layer. Pour over pecans and crust. Bake in center of oven 18-22 minutes. Caramel will bubble. Remove from oven. Add milk chocolate chips. Swirl as they melt; do not spread. Cool completely.