1 pkg. sharp cheddar cheese, shredded
1 pkg. Doritos
1 lb. hamburger meat
1 can cream of mushroom soup
1 can cream of chicken soup
1 can Rotel tomatoes
1 onion, chopped
1 bell pepper, chopped
1 can (reg. size) Ranch style beans

Brown and drain hamburger meat, onions and bell pepper. Mix soups, tomatoes and beans in with hamburger meat. Lay Doritos in bottom of pan. Pour mixture over Doritos. Top with cheese. Put in oven until cheese melts.