1 lb. hamburger
1 can refried beans
1 lg. jar taco sauce
1 pkg. shredded Mozzarella cheese
1 pkg. shredded cheddar cheese
1 pkg. king sized Fritos

Brown hamburger and drain. Mix in beans and taco sauce. In bottom of 9 x 13-inch pan, put a layer of Fritos, then the hamburger mixture. Add part of the cheese. Repeat layers. Heat in 300 degree oven for 20 minutes.