1 (9 inch) graham cracker crust
2 bananas
1 (8 oz.) cream cheese
Toasted coconut
2 c. milk
1 sm. pkg. instant vanilla pudding

Slice bananas into crust. Gradually add 1/2 cup milk to softened cream cheese, mixing until well blended. Add pudding mix and remaining milk; beat slowly 1 minute. Pour into crust. Chill and garnish with coconut.