Soak beans in cold water ... cumin, oregano, cloves, cayenne and saute a few minutes. ... with salt and pepper. Serve in bowls topped ... cheese, sour cream, salsa and cilantro.
In a large bowl combine ... chili powder, cumin, pepper, oregano, salt, cayenne pepper and cheese. Mix together ... done. Top with salsa. Allow to stand for ... in its own fat.