Blend cream cheese until creamy. Add the Eagle Brand milk; blend well. Add water; blend. Add instant pudding; blend. Fold in Cool ... or shortbread crust. You can also use Oreo crust ... you blend it well.
Layer bananas and vanilla wafers in a large dish. Combine pudding, Cool Whip and Eagle Brand and milk. Blend with mixer ... is great when you have to make a quick dessert.