FIRST LAYER:

1 1/2 c. plain flour
1/2 c. chopped nuts (pecans)
1 1/2 sticks melted butter

Mix and spread in a 9x13-inch dish. Bake at 375 degrees until brown (approximately 15-20 minutes). Cool before going to the next layer.

SECOND LAYER:

8 oz. softened cream cheese
1 c. powdered sugar
1 c. Cool Whip

Mix and spread over the first layer.

THIRD LAYER:

2 regular size pkgs. your favorite instant pudding mix
3 c. milk

Mix 2 minutes on low speed of an electric mixer and spread over the second layer.

FOURTH LAYER:

Spread as much Cool Whip as you like over the third layer and sprinkle chopped pecans and/or chocolate chips on top. Coarsely crushed peppermint can also be used on top.