CRUST:

1 c. flour
1/2 c. butter
1/2 c. nuts

For Crust: Mix like pie crust and press into 9x13 inch pan. Bake 10-15 minutes. Cool.

FIRST LAYER:

1 (8 oz.) pkg. cream cheese
1 c. powdered sugar
1 lg. (16 oz.) container Cool Whip

Beat cream cheese and powdered sugar until light and fluffy. Then fold in Cool Whip. Spread on crust.

SECOND LAYER:

2 pkg. instant chocolate pudding
2 1/2 c. milk

Mix pudding and milk until thick; spread on top of cheese mixture. (I've sliced fresh bananas on it and used instant banana pudding.)

TOPPING:

Spread 1 small (6 oz.) container of Cool Whip on top of pudding. Add nuts. Must be refrigerated, can be frozen (not as tasty frozen).