1 c. flour
1/2 c. butter
1/4 c. powdered sugar
1 1/4 c. crushed graham crackers
1/4 tsp. salt
1 tsp. baking powder
1 can sweetened condensed milk
1/2 c. chopped nuts (optional)
1/2 c. chocolate chips

FROSTING:

1/2 c. butter
1 (8 oz.) pkg. cream cheese
1 tsp. vanilla
2 1/2 c. powdered sugar
Add milk if necessary

Blend flour, butter and powdered sugar together and press in 9 x 13 inch pan. Bake 10 minutes at 350 degrees.

Mix the next 6 ingredients well and spread gently over first layer. Bake 25 minutes at 350 degrees. When bars are cool spread with cream cheese frosting.