2 (12 oz.) cream cheese
1 pkg. taco seasoning
2 medium tomatoes, chopped
6 green onions, chopped
lettuce to cover
1 jar medium salsa
1 small can sliced black olives (optional)
16 oz. shredded sharp Cheddar cheese

This should be prepared night before and placed in refrigerator overnight.

In a 9 x 13-inch dish, layer ingredients in order. Serve with tortilla chips.