2 cans refried beans
1 tsp. lemon juice
1/2 c. cream cheese
1 pkg. taco seasoning
1 tsp. salt
1 c. sour cream

Layer refried beans; mix lemon juice and cream cheese together and put over beans. Mix taco seasoning, salt, and sour cream together and spread over 2nd layer.

Top with chopped green onion, 12 ounce shredded cheddar cheese, chopped tomatoes, and black olives. Chill for 30 minutes.