2 c. Bisquick (see bread section for homemade mix)
1 c. water
2 - 15 oz. cans refried beans
2 lbs. hamburger, fried and seasoned
16 oz. jar salsa
2 c. shredded Cheddar Cheese
16 oz. sour cream
Chopped lettuce and tomato

Mix Bisquick, water, and beans; spread in greased 9x13 pan. Sprinkle fried hamburger on top. Spread salsa and shredded cheese on top.

Bake at 350°FF for 30 min. Top with sour cream, lettuce, and tomatoes just before serving. Delicious!