2 cans Jalapeno bean dip
1/2 c. mayonnaise
1 c. sour cream
1/2 pkg. taco seasoning
1 pkg. Cheddar-Monterey Jack cheese
Optional - tomato, olives, avocado

Mix mayonnaise, sour cream and taco seasoning together. Layer bean dip, cream cheese, cheese and other optional items. Layer beans dip, etc. Serve warm or cold.