1 large can refried beans
1 1/2 lb. ground beef
2 pkg. taco seasoning mix
1 large container sour cream
1 pkg. Mexican shredded cheese
2 small cans drained and sliced black olives
3-4 green onions (chopped)
1 tomato (diced)
1 jar salsa

Put beans in casserole dish. Brown ground beef and add taco seasoning as directed on seasoning package. Add this to top of beans in dish. Spread salsa on top of meat. Add cheese (save a little to sprinkle on top). Microwave until cheese melts. After removing from microwave spread with sour cream. Top with olives, chopped green onions and diced tomatoes. Sprinkle remaining cheese on top. Serve warm with chips.